Strategic advice and consulting services
Superannuation has evolved into a complex and heavily regulated area and technical and compliance related issues will arise in all but the simplest clients.
Our strategic advice and consulting services fall into two distinct areas:
1. Compliance advice and consulting services
Ensuring superannuation funds meet the ever-changing raft of regulatory requirements
Tax planning
CGT rollover strategies
Superannuation and Divorce
Contributions strategies including contributions splitting
ETP documentation
Technical Advice - We also advise on maintaining compliance with the Australian Taxation Office (ATO)
2. Retirement and estate planning advice and consulting services
The retirement phase of people's lives is fundamentally different from anything leading up to retirement and can be daunting. We are retirement planning specialists and can help you to design and meet your retirement and estate planning objectives from your superannuation perspective.
Our experience has shown there are three distinct phases in strategic retirement planning.
The first is the accumulation phase, in which the focus is on strategies to accumulate assets for retirement.
The second is the retirement phase, in which the focus is on strategies to optimise pension and investment structures and financial outcomes.
And the third is the estate planning phase, which focuses on ways to protect assets and derive optimal financial outcomes for intended beneficiaries.
Failure to design an effective estate plan can lead to reduced wealth being passed to beneficiaries, subsequent loss of that wealth to unintended beneficiaries, or unnecessary taxation liabilities.
We provides the following retirement and estate planning services:
Design and Implementation of Income Streams
Optimising Pension and Investment Structures
CGT rollover strategies
Maximising Centerlink eligibility
Taxation advice for retirement and your estate
All the above services include all ATO paperwork, a document outlining the structure of the pension and features of the pension, trustee minutes, pension agreement and dealings with an actuary, where necessary, and consultation time.
The above services do not include preparing a set of financial statements required to determine a member's balance prior to converting to a pension. This work will be charged on an agreed hourly fee.